Co-founders Gabriel and Alec are two builders from the blockchain & crypto space who decided to reshape fintech for small indie entrepreneurs and startups.
They have a bright vision for the future of startups, but the lack of transparency among the leading merchant of record payment providers pushed them to launch Creem.
So they did, in just a few months 💪
Here’s what we discuss in this episode:
🤖 Using AI to track metrics on payments & more
🤑 Why Gabriel loves bootstrapped startups but needed to raise funds for Creem
🤔 What the current payment providers get wrong
🛠️ The challenges and future of fintech for startups
☃️ How to build a global startup from the quiet countryside of Estonia
Along with Creem, Gabriel hosts a fun and candid vlog on YouTube where he releases weekly updates and behind-the-scenes stories.
Links to topics we discuss in the show:
Meditations on Moloch by Scott Alexander
Estonia’s e-residency program for founders.
Antler VC and startup program.
I hope you enjoy the show and have a wonderful holiday season with your friends and family 🎄
Timecodes:
00:00 — Intro & Meet Gabriel Ferraz
01:14 — What did you ship recently?
05:46 — Purpose and history of Creem
14:55 — Gabriel’s vision of the future
18:14 — What’s a merchant of record?
24:02 — Co-founder journey and Estonia
34:55 — Making vlogs as a founder
40:00 — Raising funds from Antler
45:33 — Problems with scaling fintechs
54:21 — Customer support and the lowest M-o-R fees
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